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How can I invest for my family’s future?
At a glance They’re our greatest pleasure, and our top priority, but bringing up children is a costly business. Steep price rises this year have seen the cost of raising a child from birth to 18 rise 10% to £223,256.1 With the general costs a child brings, as well as the increased cost of living, […]
> Read MoreHow to increase prices safely and successfully: a five-step guide for business owners
At a glance There’s no avoiding it. In a period of inflation and higher costs of living, most businesses must raise their prices sooner or later. But it’s often not easy to pass on whole cost increases to your customers. Hiking prices rapidly could impact sales or customer loyalty. There are many factors to balance […]
> Read MoreLessons of a start-up founder: Thomas Farquhar, co-founder of Heatio
Thomas Farquhar and his co-founder Simon Roberts have taken on a huge challenge and need to move hard and fast. They started Heatio in April 2022, aiming to help UK homeowners improve energy efficiency by up to 60% by using the latest technology. Heatio’s Flexx platform combines sensors, smart-meter data, artificial intelligence and home-energy modelling […]
> Read MoreWhat’s changing and what’s not – your new tax year checklist
At a glance In a welcome move in his Spring budget, Chancellor Jeremy Hunt cut employee National Insurance Contributions for the second time this year. But with tax thresholds frozen, many people find themselves slipping into a higher tax band – and paying more tax. Added to which, living standards (as measured by real household disposable […]
> Read MoreFinancial own goals: five mistakes elite sports stars typically make
At a glance There are countless examples of elite sports stars running into money troubles during or after their short careers. But athletes can avoid such ignominy with the help of financial coaching. When talented men and women approach the pinnacle of their chosen discipline only to tumble in disgrace due to addiction, bankruptcy, tax […]
> Read MoreHow to give your whole family a head start this year
At a glance Putting your family first When you’re in your 40s and 50s, you can sometimes feel like you’re financing three generations, not just one. Many people find themselves caught in the ‘sandwich’ generation – responsible for both their children’s future financial wellbeing and that of their parents. At the same time, you may […]
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